Throughout recent months (and years) we have witnesses some of the worst weather imaginable. Between hurricanes, tornados heavy snow and rain. Many people think since they are in the Midwest that they are not at risk when it comes to their businesses flooding?
Floods are one of the most common natural disasters in the Midwest let alone the entire United States. According to the National Oceanic and Atmospheric Administration (NOAA) rivers in half of the continental United States are at minor to moderate risk of exceeding flood levels, with the highest risk in the southern great lakes region.
A few key contributors to recent flooding:
– Above average snowpack this year
– Frozen ground and thick ice on the rivers
– Spring rainfall
Although many people feel helpless when the idea of a flood comes there are ways to prepare:
– Safeguard your possessions – create a personal flood file this should contain things like your insurance policy, pictures of your items a household inventory- including serial numbers receipts etc.
– Prepare your house- clear debris from gutters and downspouts, verify your sump pump is working correctly, install a battery backup, move furniture and anything on the ground to a safe place
– Develop a family emergency plan- plan a flood evacuation route, create a safety kit with drinking water, canned food, first aid, blankets and a flashlight.
Always review your geographical area and where you live to see if you are in a floodplain, there are many resources available such as FEMA and Floodsmart.gov also check to see if you have flood insurance, need flood insurance or a review.